Optimized
payments.
Advanced
security.

Effortlessly integrate network tokens for better acceptance rates, better payment data security, and lower scheme fees.

Maximize revenue

Increase acceptance rates, cut scheme fees, and lower costs with issuer-recognized tokens.

Protect payment flows

Strengthen payment security, lower false-declines, and increase payment performance.

Flexible token management

Set and forget with tokens managed by us, or take control with our merchant-managed service.

Effortless payments

Offer customers a seamless payment experience with card updates and one-click payments

Tokenizing payments globally

Here is how Checkout.com is committed to helping global merchants increase their acceptance rates through the adoption of network tokens.

*To achieve optimal acceptance rates, it is recommended to use Intelligent Acceptance. Merchants managing their network tokens can achieve these rates by implementing their own optimization strategy.

400+

saved per dispute through resolution automation

200m+

in additional revenue generated for our merchants to date

11%

optimizations performed daily to power leaps in transaction success

Vinted x Checkout.com

Person holding a green Wise card

“Providing outstanding digital experiences is central to our mission of making second-hand first choice at Vinted. Checkout.com’s advanced technology and deep knowledge of European and the UK markets have been key to helping us achieve this, enabling us to scale with confidence and deliver the high-performance payments our users expect.”

Greta Atminaitė

Strategic Partnerships, Payments

Supercharge payment security and acceptance rates

Network tokens generated by card schemes replace the cardholder's PAN throughout the payment flow.

Payment tokenization supports online transaction security, even in the event of a data breach.

Flexible token management

Choose a network token management solution that fits your payment strategy, requires minimal effort to integrate and readily adaptable for network changes.

Managed by us

We manage the entire lifecycle as your network token service provider and PSP, whilst you focus on your core business. Checkout.com provides:

  • Asynchronous & synchronous provisioning
  • Secure vaulting
  • Token updates
  • Optimizations

Managed by you

We will soon be offering network tokens compatible across PSPs, making it perfect for an open ecosystem, and you manage:

  • Provisioning & updates
  • Vaulting options
  • Optimization management
  • PSP routing

“Since going live with network tokenization with Checkout.com, the Financial Times has seen an overall increase of 1.5% on tokenized transactions. This has not only enhanced their success rate but has led to an enhanced user journey removing pain points such as out-of-date credentials”

Bernard Kpoor

Head of Payment Optimization, The Financial Times

Unlock your payments
potential today

Lift performance automatically

Intelligent Acceptance is an additional performance layer, that unlocks more revenue and cost savings for your business. Leveraging AI and harnessing the power of global network data, Intelligent Acceptance optimizes Network Tokens to their fullest potential, increasing authorization rates and reducing declined transactions.

Frequently asked questions

Explore our resources

Explore more
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